Insurance

Protection that understands your situation.

14 areas of insurance in Austria — from Kfz to business cover. We compare 15+ insurers and explain the terms in your own language.

Kfz insurance

Haftpflicht (third-party liability), Teilkasko, Vollkasko — we compare 15+ insurers and find your plan. Even when your Bonus-Malus record from Ukraine is not recognised here.

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Household insurance

Household insurance does not only protect your furniture. It protects what you have built up — step by step, year by year.

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Occupational disability insurance

One in four people in Austria becomes unable to work in their profession at some point. The state pension rarely covers it. Occupational disability insurance closes that gap — on a level with the responsibility you carry.

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Private health insurance

Sonderklasse (private class in hospital), free choice of doctor, short waiting times and treatment in your own language — private health insurance gives you the most valuable thing of all: time, when you need it.

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Legal expenses insurance

An hour with a legal advisor costs 350 €. An employment case, 5,000 €. Rechtsschutz (legal expenses insurance) takes on those costs — and you keep your dignity.

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Personal accident insurance

8 out of 10 accidents happen in your free time — and statutory social insurance does not cover them. Personal accident insurance closes that gap 24 hours a day, worldwide.

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Home buildings insurance

Your own house is the sum of work, patience and hope. Home buildings insurance protects that sum — against fire, storm and water, and against what you cannot foresee.

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Travel insurance

Travel health cover, cancellation, baggage protection and 24/7 repatriation. One policy for every trip in the year — including the journey home to Ukraine, to Turkey, to Poland.

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Retirement provision

The state pension in Austria averages 60% of your last income — and that is with a full working life behind it. Anyone with gaps caused by migration has to start providing privately much earlier.

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Cyber insurance

Phishing, identity theft, drained accounts — cybercrime in Austria rose 45% in 2024. Cyber insurance covers the loss, plus IT help, plus data recovery.

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Business insurance

From a hair salon in Favoriten to an IT GmbH in Wieden: we configure the insurance package that fits your business — Haftpflicht (liability), contents, business interruption, cyber and Rechtsschutz.

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Long-term care insurance

The state Pflegegeld (care allowance) in Austria is often not enough when care is needed. Long-term care insurance tops it up — and gives you and your family dignity when it matters most.

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Pet insurance

Pet health cover and Tierhaftpflicht (pet owner's liability) for dogs and cats — we compare the providers on the Austrian market and find the protection that fits your animal's age, breed and daily life.

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Dental insurance

Fillings, root canal treatment, dental hygiene, crowns, bridges and implants — the insurance reimburses up to 90% of the dentist's bill, and professional dental hygiene up to 100%. No waiting period for adults.

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