Phishing cover
Reimbursement for fraudulent transfers, drained online banking and faked emails.
800+clients in Austria
15+insurers compared
4.9Google rating
4languages DE · UA · RU · EN
§28MaklerG best advice
GISAlicensed insurance broker
The digital break-in looks like a harmless email.
The Nigerian prince email is dead. In its place stand pixel-perfect copies of bank websites, calls from supposed authorities, WhatsApp messages from supposed family. Anyone living in two languages, anyone sending money to Ukraine, anyone using online banking in Russian and German has twice the attack surface.
Cyber insurance reimburses financial losses from phishing, drained accounts and online shopping fraud, it brings in IT specialists to restore your computer and your data — and it is a modern part of complete protection.
We cannot predict the future, but we can prepare for it.
What you get with Wenexus.
Six promises we are happy to be measured against.
24/7 IT emergency
Immediate help in DE/UA/RU depending on the insurer — isolate the laptop, freeze the accounts, limit the damage.
Data recovery
Professional backup restoration, malware removal and setting up new devices.
Identity theft
Legal costs covered for restoring your reputation and fending off claims.
Cyberbullying
Protection for families with children — legal support against defamation, takedown demands, accompaniment to the police.
Online shopping protection
Reimbursement for goods never delivered, faked shop websites and credit card fraud.
Three routes, three prices. One conversation.
We recommend the plan that fits your life — not the most expensive one.
Basic
from9€/month
- Included: Phishing losses up to 10,000 €
- Included: IT emergency hotline
- Included: Account freezing service
- Included: Your personal devices
- Not included: Cyberbullying protection
- Not included: Online shopping protection
Family
Recommendedfrom16€/month
- Included: Phishing up to 25,000 €
- Included: Cyberbullying cover for children
- Included: Online shopping protection
- Included: Identity theft
- Included: Up to 4 devices per person
- Not included: Crypto wallet protection
Premium
from32€/month
- Included: Phishing up to 50,000 €
- Included: Crypto wallet protection
- Included: Premium IT forensics
- Included: Reputation management
- Included: Report a claim in DE/UA/RU
- Included: Smart home device cover
The exact premium depends on your age, your region, the insured object and your claims history. We will send you a PDF comparing the three best options — with no obligation to buy.
Four steps. In person. In your language.
Needs analysis
A 30-minute conversation — in German, Ukrainian or Russian. We understand your situation before we open a single plan.
Market comparison
We compare 15+ insurers on the scope of cover, the Selbstbehalt (deductible) and how they actually settle claims — not just on the premium.
Signing
You sign digitally or in our office. We take care of cancelling your old policy.
When you claim
We call the insurer. We translate. We represent you. That is best advice under §28 MaklerG.
Your plan. Within 24 hours. On a single page.
We compare 15+ insurers and send you a PDF — the three best options, honestly compared.
- A personal needs analysis — no bots
- A comparison of 15+ insurers
- A clear plan comparison on one page
- Advice in DE, UA, RU or EN
Voices from the diaspora.
„A fake call from «the police» — to my 78-year-old mother. 14,000 € gone from the account. Wenexus recovered 11,800 € and coordinated with the bank.“
„Credit card stolen, 8 online purchases in two hours. The cyber policy refunded every amount and set up a new computer for me, free of malware.“
„My daughter was tormented in a chat group for months. The policy paid for legal support and a psychologist — the images were deleted within two weeks.“
Answers in a language you understand.
With phishing, often not. If you authorise the transfer yourself — even under false pretences — that counts as gross negligence in Austria, and the bank usually is not liable. This is exactly where cyber insurance steps in.
Standard policies often exclude cryptocurrency. Premium plans cover phishing losses from crypto wallets up to 25,000 €. Important: the plan has to mention cryptocurrency explicitly.
When someone signs contracts, takes out loans, opens online accounts or places orders in your name. The policy covers the legal costs for revocation, for restoring your credit rating and for filing a criminal complaint.
The hotline runs around the clock. An IT specialist is usually available within 2–4 hours, often in person in Vienna and otherwise by remote connection. The claim is recorded the same day.
Yes, in the Family and Premium plans: parents and grandparents up to 80, and above 80 often with a surcharge. Particularly important, since phishing calls deliberately target older Russian-speaking women.
1) Disconnect the Wi-Fi and leave the device isolated. 2) Freeze your accounts online. 3) Call the Wenexus hotline (24/7). We coordinate with the bank, the police and IT specialists — in your language.
There is no home on the internet. We will build you a door with a lock.
9 € a month. A 50,000 € claims ceiling. 24/7 in your language. That is what modern protection looks like.
Free consultation · No obligation