Surgery and treatment
Up to 100% of the vet's costs for operations, diagnostics and medication — depending on the plan.
800+clients in Austria
15+insurers compared
4.9Google rating
4languages DE · UA · RU · EN
§28MaklerG best advice
GISAlicensed insurance broker
An operation not infrequently costs more than a month's salary. Love for an animal should not founder on that.
Whoever takes in an animal takes on responsibility for a life. Veterinary care in Austria is very good — but it costs: a torn cruciate ligament in a dog, dental work on a cat, an emergency operation at night can quickly reach 2,000–4,000 €.
Pet health insurance takes the bill out of the decision. You choose the treatment your animal needs — not the one your bank account allows. And Tierhaftpflicht protects you if your dog one day injures someone or damages something. We explain both in your language — calmly, and without small print.
It is only with the heart that one sees rightly — including in what we protect.
What you get with Wenexus.
Six promises we are happy to be measured against.
Free choice of vet
You go to your own vet — no network, no referral, no waiting period.
Tierhaftpflicht included
Cover up to 10 million € if your animal injures someone or damages someone else's property.
Cover when travelling
Cover abroad as well — on the journey home to Ukraine, on holiday, across the EU.
Prevention and vaccination
Good plans cover vaccinations, neutering and prophylaxis — not just the emergency.
Advice in your language
We compare, we explain the Selbstbehalt (deductible) and the limits, and we stay with you through a claim.
Three routes, three prices. One conversation.
We recommend the plan that fits your life — not the most expensive one.
Haftpflicht
from9€/month
- Included: Tierhaftpflicht up to 10 million €
- Included: Personal injury and property damage
- Included: Defence against unjustified claims
- Included: Worldwide cover
- Not included: Vet costs and surgery
- Not included: Prevention and vaccination
Health
Recommendedfrom29€/month
- Included: 80% of the vet's costs
- Included: Operations and diagnostics
- Included: Free choice of vet
- Included: Selbstbehalt from 20%
- Included: Worldwide cover
- Not included: Tierhaftpflicht included
Complete
from45€/month
- Included: Everything in Health
- Included: Tierhaftpflicht included
- Included: Prevention, vaccination, neutering
- Included: Dental treatment
- Included: One premium for every breed
- Included: Travel and cover abroad
The exact premium depends on your age, your region, the insured object and your claims history. We will send you a PDF comparing the three best options — with no obligation to buy.
Four steps. In person. In your language.
Needs analysis
A 30-minute conversation — in German, Ukrainian or Russian. We understand your situation before we open a single plan.
Market comparison
We compare 15+ insurers on the scope of cover, the Selbstbehalt (deductible) and how they actually settle claims — not just on the premium.
Signing
You sign digitally or in our office. We take care of cancelling your old policy.
When you claim
We call the insurer. We translate. We represent you. That is best advice under §28 MaklerG.
Your plan. Within 24 hours. On a single page.
We compare 15+ insurers and send you a PDF — the three best options, honestly compared.
- A personal needs analysis — no bots
- A comparison of 15+ insurers
- A clear plan comparison on one page
- Advice in DE, UA, RU or EN
Voices from the diaspora.
„Our labrador needed cruciate ligament surgery — 2,900 €. The insurance covered 80%. We did not have to think for a second about whether we could afford it.“
„My cat scratched a neighbour and a claim followed. The Tierhaftpflicht settled all of it — I only had to sign one form.“
„Wenexus explained to me in 20 minutes what a Selbstbehalt means and which plan still makes sense for an older dog. In Russian, completely calmly.“
Answers in a language you understand.
For a dog, good plans usually run between 25 and 45 €/month; for a cat, between 15 and 30 €/month — depending on age, pre-existing conditions, the Selbstbehalt you choose and the scope of cover. We compare at least three providers and work through your specific case.
For most cats and dogs it is not required nationwide, but it is compulsory in some federal states and for certain «listed» dog breeds — in Vienna, for instance, a listed dog requires proof of cover. Compulsory or not, it is strongly advisable, because as the owner you are fully liable for damage your animal causes.
Conditions already known when the contract is signed are usually excluded, or insurable only with a surcharge. That is why taking out cover early pays off — the younger and healthier the animal, the better the terms. We tell you honestly what is realistic in your case.
The Selbstbehalt is the share of the bill you carry yourself — often 20%, sometimes with a minimum amount per treatment. A higher Selbstbehalt lowers the premium. Together we find the balance between the monthly contribution and your own share that suits you.
As a rule, yes. Good plans do not require networks — you go to the vet you know and submit the invoice. When we compare, we make sure that this is guaranteed.
Usually from 8 weeks old. At the other end there is a maximum entry age depending on the provider, often 5–8 years for full cover. There are solutions for older animals too — we look for the right provider.
We compare pet cover for you free of charge.
Within 24 hours you will know which plan fits your animal. No obligation to switch.
Free consultation · No obligation