Sonderklasse in hospital
A single or twin room in any public hospital in Austria.
800+clients in Austria
15+insurers compared
4.9Google rating
4languages DE · UA · RU · EN
§28MaklerG best advice
GISAlicensed insurance broker
Health is the one currency we cannot exchange back.
Basic medical care under Austria's statutory health insurance is good — but the wait for a specialist appointment, for an MRI scan, for an operation can run to weeks or months.
Anyone with a family, anyone working, anyone who has to translate a foreign language on top of an illness knows: waiting is not neutral. It costs. Private health insurance gives you Sonderklasse in hospital — a single or twin room, free choice of doctor and often treatment with a private physician too. With Wenexus we find the plan that fits your age, your family and your budget — and that is available even with pre-existing conditions from Ukraine.
Whoever has health has hope. And whoever has hope has everything.
What you get with Wenexus.
Six promises we are happy to be measured against.
Free choice of doctor
You choose the specialist or Wahlarzt (non-contracted doctor) — in Vienna, Linz or Graz.
Dental modules
Up to 80% reimbursement for dentures and orthodontics — important for families.
Cover abroad
Emergencies and planned treatment worldwide. Including trips home to Ukraine.
Advice in your language
We help with hospital admission, translating with doctors and submitting invoices.
Prevention included
Preventive check-ups fully covered — private laboratory work and MRI too.
Three routes, three prices. One conversation.
We recommend the plan that fits your life — not the most expensive one.
Sonderklasse
from45€/month
- Included: Single room in a public hospital
- Included: Free choice of hospital
- Included: Sum insured up to 5 million €
- Included: Cover abroad for 30 days
- Not included: Dental module
- Not included: Private physician plan
Comfort
Recommendedfrom95€/month
- Included: Everything in Sonderklasse
- Included: Wahlarzt reimbursed at 80%
- Included: Dental module up to 1,500 €/year
- Included: Preventive check-ups in full
- Included: Cover abroad for 60 days
- Not included: Private physician at 100%
Premium
from215€/month
- Included: Everything in Comfort
- Included: Private physician 100% worldwide
- Included: Dental module up to 3,500 €/year
- Included: Orthodontics for children
- Included: Pflegegeld module
- Included: Advice in DE/UA/RU
The exact premium depends on your age, your region, the insured object and your claims history. We will send you a PDF comparing the three best options — with no obligation to buy.
Four steps. In person. In your language.
Needs analysis
A 30-minute conversation — in German, Ukrainian or Russian. We understand your situation before we open a single plan.
Market comparison
We compare 15+ insurers on the scope of cover, the Selbstbehalt (deductible) and how they actually settle claims — not just on the premium.
Signing
You sign digitally or in our office. We take care of cancelling your old policy.
When you claim
We call the insurer. We translate. We represent you. That is best advice under §28 MaklerG.
Your plan. Within 24 hours. On a single page.
We compare 15+ insurers and send you a PDF — the three best options, honestly compared.
- A personal needs analysis — no bots
- A comparison of 15+ insurers
- A clear plan comparison on one page
- Advice in DE, UA, RU or EN
Voices from the diaspora.
„For my spinal operation I was in a single room with a view of the Danube. Dmytro made two calls with the hospital — in German, while I spoke Russian.“
„We were reimbursed 3,200 € for my son's braces. Without the plan I would not have known that was possible.“
„I would have waited four months for an MRI appointment. With a Wahlarzt I was seen in six days — and 80% came back into my account.“
Answers in a language you understand.
Sonderklasse means better accommodation and free choice of doctor within a public hospital. A private physician plan means full reimbursement for treatment with a non-contracted Wahlarzt or in a private clinic. The Comfort plan reimburses 80%; Premium reimburses 100%.
Yes. You must truthfully declare all pre-existing conditions from the last 5–10 years. We help with the correct translation. With chronic conditions we often place you with an insurer whose acceptance criteria are more open — usually with a moderate risk surcharge.
Exactly — it is a supplement. The ASVG remains compulsory; the private policy adds Sonderklasse, free choice of doctor and often dental and preventive care as well.
A family Sonderklasse plan: roughly 280–340 €/month for two parents and two children under 18. With dental modules for the children: roughly 380–450 €/month. We obtain concrete offers from at least three Austrian insurers.
Emergencies yes, and planned treatment often too — usually at Austrian tariff rates. That is exactly what we check with every insurer before you sign.
Within the first 14 days without giving a reason. After that, annually at the main renewal date with one month's notice. If you switch to us, we take care of cancelling correctly with your previous insurer.
Time is the one currency nobody gets back.
We look at your situation — family, age, pre-existing conditions — and find the plan that fits you. In your language.
Free consultation · No obligation