Bonus-Malus rescue
We negotiate recognition of your Ukrainian no-claims record wherever it is possible.
800+clients in Austria
15+insurers compared
4.9Google rating
4languages DE · UA · RU · EN
§28MaklerG best advice
GISAlicensed insurance broker
A car is more than a vehicle. It is your piece of independence.
Anyone who has arrived in a new country knows it: your own car is not just mobility, it is self-determination. The way to work, the child to the doctor, a visit to your parents — all of it hangs on one key.
That is why Kfz insurance is not a formality. It is the condition for keeping that independence when something goes wrong. We do not look only at the price. We look at whether you can drive again tomorrow after an accident — with a courtesy car, a fair settlement and advice in your own language.
Whoever travels does not drive away, but drives towards themselves.
What you get with Wenexus.
Six promises we are happy to be measured against.
Breakdown assistance 24/7
Across Europe. At night too. Including Poland, Czechia and Slovakia.
Electric vehicle cover
Battery cover up to 15,000 €. Wallbox damage included.
Claims support
We translate, we make the calls, we represent you — in your language.
Courtesy car for 7 days
While your car is being repaired. With the premium plan, even 14 days.
Registration included
We book the appointment for the Kfz Anmeldung. You just sign.
Three routes, three prices. One conversation.
We recommend the plan that fits your life — not the most expensive one.
Haftpflicht
from32€/month
- Included: Statutory minimum cover
- Included: Personal injury up to 7.5 million €
- Included: Property damage up to 1.2 million €
- Not included: Damage to your own vehicle
- Not included: Theft and glass breakage
- Not included: Vollkasko cover
Teilkasko
Recommendedfrom58€/month
- Included: Everything in Haftpflicht
- Included: Theft, fire, glass
- Included: Wildlife damage and storm
- Included: Marten damage included
- Not included: At-fault accident damage
- Not included: Vandalism
Vollkasko
from89€/month
- Included: Everything in Teilkasko
- Included: At-fault accident damage
- Included: Vandalism and parking damage
- Included: Driver cover up to 250,000 €
- Included: New-for-old for 24 months
- Included: Worldwide cover abroad
The exact premium depends on your age, your region, the insured object and your claims history. We will send you a PDF comparing the three best options — with no obligation to buy.
Four steps. In person. In your language.
Needs analysis
A 30-minute conversation — in German, Ukrainian or Russian. We understand your situation before we open a single plan.
Market comparison
We compare 15+ insurers on the scope of cover, the Selbstbehalt (deductible) and how they actually settle claims — not just on the premium.
Signing
You sign digitally or in our office. We take care of cancelling your old policy.
When you claim
We call the insurer. We translate. We represent you. That is best advice under §28 MaklerG.
Your plan. Within 24 hours. On a single page.
We compare 15+ insurers and send you a PDF — the three best options, honestly compared.
- A personal needs analysis — no bots
- A comparison of 15+ insurers
- A clear plan comparison on one page
- Advice in DE, UA, RU or EN
Voices from the diaspora.
„Wenexus had 75% of my Ukrainian Bonus-Malus recognised. That saved me 480 € in the first year.“
„After the accident in Linz they called the insurer in my language. I did not have to translate a thing.“
„A stone chip on the A1 — windscreen replaced, not a cent paid, Bonus-Malus untouched. Wenexus had explained beforehand exactly which Kasko can do that.“
Answers in a language you understand.
Partly — up to 75% with individual insurers. We negotiate directly with the claims department, and for that we need confirmation from your Ukrainian insurer of your claim-free years. As a rule you have that recognition within 10–14 days.
Bonus-Malus is the system that ties your premium to your claims history. There are 18 levels, from 0 to 17. Level 9 is the entry point. Every claim-free year moves you down one level, every claim moves you up three. One level costs or saves between 5% and 15% of the premium.
Rule of thumb: if the current value of your car is below 5,000 €, Vollkasko usually does not pay off. We work it out together — sometimes Teilkasko with increased glass cover is the more sensible step.
You need: the Typenschein (vehicle data sheet), an eVB number (from us), the previous owner's Zulassungsschein, your Meldezettel (proof of address), your ID and the NoVA assessment. Then an appointment at a registration office, which is often possible at the insurer itself. With Wenexus we book the appointment for you.
For a mid-range car (a 2018 VW Golf) with Vollkasko: 80–120 €/month in Vienna, depending on postcode, annual mileage and Bonus-Malus level. With Teilkasko: 50–75 €/month. We compare at least three insurers for you.
Your current policy (a PDF is enough), the vehicle registration document, your ID or passport and, where available, confirmation of claim-free years from Ukraine. We take care of the rest.
We review your current policy free of charge.
Within 48 hours you will know whether you are paying too much. No obligation to switch. No bots.
Free consultation · No obligation